From the File Menu, browse for your photo (minimum dots per inch should be 175).

Click Open to open the file, which opens a new window in PhotoPlus.

Click the Selection Tool.

Select the entire photo by pressing the Ctrl+A keys.

Press the Ctrl+C keys to copy the photo image.

Click the template file window to make it active.

Press Ctrl+L to paste the image into a new layer.

Press Ctrl+D to deselect the pasted selection new layer.

From the Layers menu, choose Merge Visible to merge the new Layer 1 with the
   photo layer.

The photo layer must be arranged behind the text and trim guide layers. Click and drag the
   photo layer and place it above the Background layer.